Driving for work is a routine part of many people’s jobs, but it also brings with it additional risks. One of the most devastating risks is the possibility of a severe car accident resulting in injuries. If you find yourself in this situation, it can be overwhelming – dealing not only with the physical trauma and vehicle damage but also the process of obtaining workers’ compensation for your injury.
But remember, you’re not alone in this ordeal. The Collier Law Firm is here to help. With a dedicated team of experts, we specialize in handling severe injury cases arising from car accidents during work-related driving. We understand the intricate legal path and will navigate it on your behalf, fighting for the fair compensation you deserve. If you have been injured while driving for work, Our priority is to support your recovery, allowing you to focus on healing.
Can You Get Workers’ Comp Benefits Following a Car Accident While on the Clock?
If you are involved in a severe car accident while on the clock, it is crucial to report the incident to your employer immediately. In these situations, workers’ compensation can provide coverage for your injuries sustained while performing work-related duties, including driving. It is important to file the necessary paperwork for a Worker’s Compensation claim promptly.
The benefits you may be entitled to can vary depending on the severity of your injuries and the regulations in your state. These benefits may include coverage for medical expenses and a portion of your lost wages. Remember, each case is unique, and it is advisable to consult with a legal expert, such as our team at Collier Law Firm, to fully understand your rights and determine the best course of action.
What Defines a Work-Related Car Accident?
A work-related car accident is one that occurs while you are carrying out duties related to your job. This can include running errands for work purposes or traveling for business trips. It’s essential to note that even if you are driving a personal vehicle at the time of the accident, it may still be considered a work-related incident if it happened during work hours and for work-related purposes. However, if you were using your vehicle for personal reasons at the time of the accident, it may not be covered under workers’ compensation. Driving to and from work in your personal car is not considered a work-related incident.
Here are some common situations when driving can be considered work-related:
- When you are driving to meet clients or customers.
- When you are making deliveries on behalf of your employer.
- When you are traveling for business purposes, such as conferences or meetings.
- When you are running errands at your employer’s request.
- When you are transported between work sites during your work hours.
- When you are driving a company car for any work-related tasks.
How Does Liability Affect Workers’ Compensation?
In the event of a work-related car accident, understanding the influence of liability on Workers’ Compensation is crucial. In North Carolina, most injured workers are eligible for workers’ compensation irrespective of who was at fault for the accident. This means that even if you were responsible for the car accident, you may still be eligible to receive Workers’ Compensation benefits if the accident occurred while you were carrying out your job duties.
However, it’s vital to note that if the accident is due to the fault of a third party (another negligent driver), then you may be dealing with a workers’ compensation case as well as a civil personal injury case.
The key element for Workers’ Compensation eligibility is that the accident occurs during the course and scope of your employment. This underscores the importance of promptly reporting the accident to your employer and seeking expert legal advice to ensure all aspects of your case are appropriately addressed.
What To Do After a Work-Related Car Accident
If you find yourself in a car accident while working, it’s crucial to follow these steps to protect yourself and your rights:
Ensure Safety: Immediately after the accident, ensure your safety and that of others involved if you are able. If anyone needs immediate medical attention, call for emergency services.
Inform the Police: Report the accident to law enforcement. A police report can serve as an important piece of evidence when filing a claim.
Document the Scene: If possible, take pictures or videos of the accident scene, including all vehicles involved, any visible injuries, and the surrounding area.
Gather Vital Details: If possible, obtain the insurance and contact information from other drivers involved. Additionally, document crucial information related to the accident, such as the date, time, location, and any potential witnesses. This is particularly important in severe car accidents where injuries are involved.
Notify Your Employer: Inform your employer about the accident as soon as possible. This is critical for workers’ compensation claims.
Urgent Medical Attention Needed: Even if you feel fine immediately after the accident, it is crucial to seek immediate medical help. Severe car accidents can result in injuries that may not show symptoms right away.
Seek Legal Counsel: Reach out to a knowledgeable attorney, such as the professionals at Collier Law Firm, to comprehend your entitlements and the procedure for pursuing a legal claim following a severe car accident or injury. They will provide guidance throughout the process and ensure your rights are safeguarded.
File a Workers’ Compensation Claim: Complete all the necessary paperwork to file a claim with your employer’s workers’ compensation insurance. Ensure that you do this promptly, as there can be strict deadlines for filing claims.
What Workers’ Compensation Benefits are Available for Severe Car Accidents and Injuries?
Severe car accidents and injuries can have a significant impact on your life, but workers’ compensation benefits can provide crucial support and assistance during your recovery. Here are some key benefits to consider:
Extensive Medical Coverage
All necessary medical treatment related to your injuries sustained from the severe car accident will be covered. This includes emergency room visits, hospital stays, surgeries, medications, physical therapy, and any required medical equipment.
Intensive Rehabilitation Support
If your injuries require intensive rehabilitation or vocational training to help you return to your job or adjust to a new one, workers’ compensation may cover these costs. This support aims to aid your recovery and enhance your ability to regain independence.
Compensation for Lost Wages
If your injuries prevent you from working, you may be entitled to receive a portion of your lost wages. This compensation typically amounts to a percentage of your regular earnings and can help alleviate financial strains during your recovery period.
Additional Compensation for Permanent Impairment
In cases where the severe accident results in permanent impairment or disability, you may be eligible for additional compensation. This compensation acknowledges the long-term impact on your life and provides financial support to help you adapt to the new circumstances.
Death Benefits for Fatalities
In the unfortunate event of a fatality, the family or dependents of the deceased may receive death benefits. These benefits aim to provide financial assistance during a challenging time and help cover funeral expenses and ongoing support for the surviving family members.
Remember, the specific benefits available may vary depending on individual circumstances and state laws. It is highly recommended to consult with a legal expert, such as the experienced team at Collier Law Firm, to fully understand the benefits you are entitled to in severe car accident cases.
The Collier Law Firm is Here For You
In the aftermath of a severe car accident and the resulting injuries, the legal and insurance processes may appear overwhelming. However, it’s important to remember that you don’t have to face this daunting journey alone. Our dedicated team of experienced workers’ compensation lawyers at Collier Law Firm is here to provide you with the support you need.
We understand the challenges you are facing and will guide you through the necessary steps to ensure your rights are protected and that you receive the full compensation you deserve. Your recovery journey is our priority, and we are committed to helping you move forward confidently.
If you or a loved one has been involved in a severe car accident, don’t hesitate to reach out to us for a consultation. Together, we can navigate the complexities of your case and work towards securing the justice and compensation you need to rebuild your life. Contact us today at Collier Law Firm.