601 East Blvd., Charlotte, NC 28203       1.800.WORKERS        Se Habla Español

Uninsured Employers in North Carolina - Workers' Compensation Attorney

Uninsured Employers in North Carolina - Workers' Compensation Attorney

Uninsured Employers in North Carolina - Workers' Compensation Attorney

    Recently, an audit has been completed in regards to employers that are under or uninsured in regards to workers compensation. The North Carolina Industrial Commission conducted the audit to find out just how large the gap of uninsured employers is and had frightening findings. Although according to North Carolina law any employer who has three or more full or part time employees needs to purchase workers compensation insurance, unfortunately not every employer is willing to put forth the money to help protect anyone who may be hurt while on the job.
    According to the auditors, there are at least 156,000 workers that are employed by those based in North Carolina that are not covered by workers compensation insurance. This is naturally a very concerning fact and needs to be remedied as quickly as possible. This is why the North Carolina Industrial Commission has five full time employees dedicated to finding out where these lapses in coverage are. Despite the fact that these employees have not been increased, they have begun to collect more and more in fines over the past couple of years. In fact, since April of 2014, the Commission has collected more than $2.4 Million in fines. In the same span of time from 2012, they had only collected around $500,000. Due to this heavy increase in uninsured employers, the North Carolina Industrial Commission has asked for a larger staff to help crack down on those employers who are attempting to avoid insuring their workers.
    There are many concerns when it comes to not correctly insuring employees with workers compensation insurance. Not only does it harm those who are hurt on the job without the proper coverage, but it also causes problems for every tax payer in the state of North Carolina. This is because the money needs to come from somewhere and often is paid for through Medicare and Medicaid. One of the main issues found with the audit is the fact that many companies incorrectly claim that their employees are independent contractors. This means that they do not need to insure them. Identifying this employee misidentification is a large step in ensuring that everyone has the proper coverage. Always be sure that you check to make sure that your employer has the proper insurance for you.