Now that we are moving into summer, we want to talk about a specific type of worker and how workers compensation is different for them. This time of the year is often within the big growing season and although modern technology has made it so that nearly anything can be harvested at just about any point on the calendar, the idea of springtime as a busy time for farmers still remains. That is why I want to talk about the specific laws surrounding agricultural workers with compensation. It is one of the few professions that is legally different from the rest.
In North Carolina, the law states that any company that has three or more regularly employed persons needs to have workers compensation insurance or qualify as self-insured employers. This is the rule that most cases will fall under in this state. However, there are a few exceptions, and one of them is agricultural employers. In this case, the employer only needs to have workers compensation insurance if they have 10 or more full-time, non-seasonal agricultural workers. This means that unless they keep at least 10 people on their books in the “off-season”, they are not legally required to cover any of the injuries their workers may sustain in the course of their jobs. Naturally, this means that all of the extra help that gets hired during the busy season can be left high and dry if they are hurt.
Working in agriculture can take quite a toll on the body. While many people think of it as just planting things and pulling things out of the ground, but it is so much more than that. Even if it did just entail putting some seeds in the ground, if you have to do all of that by hand it will very quickly end up damaging your back. Add to the mix how many things you have to lift, carry, and any equipment you need to operate, and it’s suddenly clear why it is important to know whether or not your employer has workers compensation insurance.
If you work in agriculture and were hurt on the job, call Collier Law. You may just find that your employer should have workers compensation insurance and you may have a case even if you were only a seasonal worker. Let us help you get the benefits that you deserve while you work on getting better. You deserve to be compensated for your injury today!