What is Workers Compensation?

What is Workers Compensation?

We hear the term “Worker’s Compensation” almost every day. Sometimes we hear it in different forms, such as “Worker’s Comp” or “Work Man’s Comp”, but they do all mean the same general thing. Workers Compensation is a system or insurance policy where an employer must pay (or arrange to have paid) any lost wages and/or medical expenses that may result from an employee who sustains an injury that occurs on the job.

The point of Workers Compensation is to get the employee back to work in a timely manner while also appropriately treating the result of injury. While each state is different in regards to the laws surrounding Workers Compensation, there are certain things that are fairly universal when it comes to how workers compensation cases are handled. For example, in most cases an employee is fully entitled to some form of compensation in return for either an occupational disease or a personal related injury which arises accidentally while in the course of employment. This compensation can take multiple forms, including cash payouts, benefits in regards to medical care, and other wage loss help. In the case of accidental death, workers compensation can also help give money to beneficiaries and/or dependents. This can help to cover end of life expenses and other bills which may occur while your loved ones are grieving.

One thing which you may be happy to hear is that workers compensation is generally a “no fault” system. This means that it doesn’t much matter if the injury was your fault or the fault of your employer. While naturally there are some exceptions, the area upon which the blame would be placed in other forms of litigation is not often brought up. This is quite different from other injury procedures, such as a car accident. While some people may not agree with this no blame system, it is in place to protect the victim and therefore is extremely beneficial to you.

If you believe that you should be receiving workers compensation or have recently been injured in the course of your work, contact us here at Collier Law. Your first consultation is free and we will do everything within our power to get you the compensation you deserve. We know how stressful this time is and promise to be there with you every step of the way.